篇一：父亲给女儿的信
A Letter to My College-Bound Daughter
给将上大学的女儿的一封信——来自爸爸的“大学理财经”
Dear Lexie,
亲爱的莱克西：
On your first day of college, let me congratulate you on your well-earned freedom. No more curfews. No more being dragged places you'd rather not be. No more of Dad's teachable moments about responsibility, opportunity...life. And no more boring lessons about after-tax income, saving, borrowing, compound returns and growth stocks.
在你上大学的第一天，首先祝贺你获得了应得的自由。不再有宵禁，不再被拉去不想去的地方，不用再听爸爸那些关于责任、机遇之类的人生说教，也不用再上税后收入、储蓄、借贷、回报率、增长股等枯燥乏味的课程。
While we're on the subject of “no more,” let me gently mention that it applies to the car you've been driving too, and my gas card and your allowance. Freedom, you see, has its price. Sorry, I couldn't resist one more teachable moment.
我们正讲到“不用再怎样”，让我稍微提一下，这也包括你开的车，我给你的汽油费和零用钱。你瞧，自由也是有代价的。抱歉，我又情不自禁说教了一回。
I know that you will study hard and explore all the great things that a university has to offer. You are ready for this and, frankly, so am I. Your freedom and a degree of mine come wrapped together.
我知道你不仅会刻苦学习，还会尝试大学提供的一切美好的事情。你已经为此作好准备，坦白地说，我也一样。在某种程度上，我的自由与你的自由密不可分。
Yet I can't help but worry that you may get tripped up with money issues. It's easy to do, especially when you're just starting out. But happily, it's also fairly easy to avoid. So if you'll just indulge me one last time, I'd like to offer some parting financial wisdom for your first semester and beyond.
可是我担心你有可能陷入财政危机。这极有可能发生，特别是你才刚刚开始独立。但庆幸的是要避免也很容易。因此，如果你再容忍我一次，我想最后告诉你一些在第一学期以及将来的理财秘诀。
You are fortunate to have parents that can take care of your biggest bills—tuition, room and board, transportation home. But the rest, dear child, is up to you. It would be a shame for you to end up in debt with your modest earning ability right now (the average credit card balance for college seniors: nearly $3,000). So estimate all of your expenses over the next 17 weeks and compare that with your available resources. Looking at the whole semester, not just a sample week, makes plain how recurring expenses add up—like, say, $4 a day at Starbucks setting you back nearly $500.
你很幸运，因为父母帮你承担了大额的支出——学费、住宿费和伙食费及回家的交通费。但亲爱的孩子，剩下的就要靠你自己了。以你现在有限的赚钱能力，最后负债累累，那将非常丢人(大四学生平均可透支3000美元)。所以估算一下你未来17周的支出，与你现有的可用资金进行权衡。查看整个学期的情况——而不单是一周——明确一再重复的支出加起来是多大一笔费用——比如说，在星巴克一天花4美元买咖啡，累积起来就是500美元。
Separate your spending into categories, such as books, laundry, entertainment, food and beverages (spare me the details about what kind of beverages). “Keep an envelope for each, and place all of your receipts in those envelopes so you can go back and count what you spent where,” says Douglas Andrew, author of Millionaire by Thirty. "That way you'll quickly recognize where you may be going overboard." Make adjustments as needed.
将你的支出分门别类，比如课本费、洗衣费、娱乐消费、伙食、饮品(不必告诉我你都喝了些什么)。“为每一类支出准备一个信封，将你所有的收据放到那些信封中，这样你就可以回头看看自己将钱花在哪里，”《三十而富》的作者道格拉斯·安德鲁如是说，“通过这种方法，你可以很快得知自己哪里的支出超出了预算。” 如有需要，作一些调整吧。
But when you add to one category, be sure you subtract[减] from another. If money runs tight, don't default to a part-time job unless you'd really enjoy it or it's truly a last option. You worked hard all summer and saved enough to get by. Cut your expenses instead. That's a lifetime skill worth developing now.
一项支出增加，另一项就要减少。不要在收支紧张后就只想着去做兼职，除非你真的喜欢或者别无选择。你整个夏天都在努力工作，才勉强熬过来。还不如削减开支呢。这是一项受益终身的技能，值得现在开始培养。
I have a confession : In the past few months I have—without telling you—thrown away at least a dozen credit card offers to you. This bombardment will continue when you move to campus. They will not stop the barrage , and even without me as your guardian filter, I hope you'll keep throwing the offers away. You need only one—a Visa, a MasterCard or an American Express注. Never charge more than 30 percent of your credit limit and pay in full every month. But just to be safe, authorize an appropriate automatic monthly payment to protect you from late fees and a credit blemish.
我得承认：我在过去的几个月里——之前没有告诉你——帮你扔掉了好些信用卡申请表。即使你搬到学校，这种轰炸还会继续。他们不会停止进攻，即使没有我这个防护过滤器，希望你可以继续扔掉那些申请表。你只需要一张——一张Visa卡、万事达卡或者美国运通卡。不要透支信用卡限额的30%，并且每月都要还清欠款。为了安全起见，设置合适的月度自动还款系统，避免需要缴纳滞纳金或者造成信用不良记录。
Even if you don't have to, take at least one economics and one personal finance course. High schools don't teach much about budgets and credit or supply and demand. These courses will open your eyes to how much money works in the real world and introduce you to practical skills you'll use the rest of your life. They will also, finally, give you an inkling of what your dad's been writing about for 25 years.
选修至少一门经济学和一门个人理财课程，即使学校没有要求你这样做。中学教育并没有传授太多有关预算和信用，或者供求关系方面的知识。这些课程会让你认识到金钱在现实社会中如何运作，让你学到终身受用的实用技巧，也让你终于对爸爸25年来所写的内容有一个大致的了解。
Don't get caught up in talk on campus about which majors are the best stepping stones to financial success. You'll hear plenty of that from kids who want or may be under pressure to get a quick return from their education. Forget them. Many of those kids will end up
disliking their jobs and muddling through so-so careers. You can make a great living doing almost anything, as long as you love it. So take risks. Explore. Switch majors. Get your
head out of the books and do something surprising. There's time. But find your bliss and pursue it. Go ahead and get fluent in Spanish and study abroad if that makes your heart sing. Your knowledge and experience will pay off later on, I promise—just as you'll be rewarded for the joy you bring to tasks that excite you.
不要相信校园里那些关于什么专业是财富的垫脚石的谈论。你会听到很多这样的谈论，它们都是来自于那些渴望或者急于想从教育中得到快速回报的孩子。不要去理会。那些孩子将来大多不喜欢他们的工作，只是在平淡的职位上混日子。只要你喜欢，你可以做你想做的一切事情。所以去冒险吧，不断探究，转专业。从书本的框框条条中跳出来，做一些令人惊奇的事情。你有足够的时间。发现自己的幸福所在并努力追求。如果你的心为此雀跃，练就一口流利的西班牙语，出国留学吧。我保证，你所学到的知识和经历将会给你带来回报——正如那些让你兴奋的事儿给你带来的快乐一样。
So that's it, Lexie. Of course, I'll be available for more advice anytime—for the price of a phone call. Judging by how eagerly you packed your things, though, I recognize that my time would be ill-spent sitting in front of the telephone waiting. That's okay, I won't. We're both ready.
就说这么多吧，莱克西。当然，我随时会为你提供建议——只要你付得起话费。不过看到你如此急切地打包行李，我意识到自己可能要在电话机旁边无比煎熬地等待下去。没关系。我不会这样做。我们都准备好了。
Love always,
Dad
永远爱你的
爸爸
篇二：一位爸爸写给女儿的信
一位爸爸写给女儿的信：不要讨好男人
(双语)
编辑点评：如果说女儿是爸爸上辈子的情人，那么爸爸这辈子定会尽全力的保护女孩儿，下面是一位爸爸写给自己宝贝女儿的信，关于女儿未来的幸福，爸爸有话想说。
一位爸爸写
给女儿的信：关于你未来的那个他
Dear Cutie-Pie,
我的宝贝小甜心：
Recently, your mother and I were searching for an answer on Google. Halfway through entering the question, Google returned a list of the most popular searches in the world. Perched at the top of the list was "How to keep him interested."
最近我和你妈妈准备在谷歌上搜一个答案。还没输完整个问题，谷歌就显示了一列世界上最常见的搜索。其中排在第一的是“怎么能让他一直对我感兴趣”。
It startled me. I scanned several of the countless articles about how to be sexy and sexual, when to bring him a beer versus a sandwich, and the ways to make him feel smart and superior。
这让我有点震惊。我浏览了无数相关的论文，这些文章都是关于女孩如何性感保持美丽，什么时候给他送上一杯啤酒和三明治，以及如何让他觉得聪明和有优越感。
And I got angry。
我怒了。
Little One, it is not, has never been, and never will be your job to "keep him interested."
亲爱的宝贝，你从来，完全都不需要，“让他一直对你感兴趣。”Little One, your only task is to know deeply in your soul -- in that unshakeable place that isn&0#39;t rattled by rejection and loss and ego -- that you are worthy of interest. (If you can remember that everyone else is worthy of interest also, the battle of your life will be mostly won. But that is a letter for another day。)
亲爱的，你唯一的任务就是不断去了解自己的灵魂——你不该让拒绝、失去和自我占据那个不可撼动的领域——这样你才值得被喜
欢。(如果你还能知道每个人都值得被喜欢，那么你的人生已经基本赢了。改天我会在另一封信里再写这部分。)
If you can trust your worth in this way, you will be attractive in the most important sense of the word: you will attract a boy who is both
capable of interest and who wants to spend his one life investing all of his interest in you。
如果你相信自己的价值，那么你的魅力就能用最重要的这句话来形容：你会吸引有能力去爱你同时也想花一辈子时间好好爱你的男生。
Little One, I want to tell you about the boy who doesn't need to be kept interested, because he knows you are interesting。
亲爱的，我想告诉你，不用刻意在男生面前保持新鲜感，他会知道你的好和魅力所在。
I don&0#39;t care if he puts his elbows on the dinner table -- as long as he puts his eyes on the way your nose scrunches when you smile. And then can't stop looking。
我不介意他吃饭时会不会把手放桌子上——只要他会把注意力放在你身上，哪怕你大笑时鼻子都发出了怪声，还是止不住的一直看着你。
I don’t care if he can&0#39;t play a bit of golf with me -- as long as he can play with the children you give him and revel in all the glorious and frustrating ways they are just like you。
我不介意他不会陪我打高尔夫——只要他能和孩子们玩得开心，并且陶醉于孩子们和你是多么地相像。
I don&0#39;t care if he doesn't follow his wallet -- as long as he follows his heart and it always leads him back to you。
我不介意他忘带钱包——只要他全心爱你如初，一直不离不弃。I don&0#39;t care if he is strong -- as long as he gives you the space to exercise the strength that is in your heart。
我不介意他是不是强壮——只要他能够给你足够空间，让你去不断锻炼内心的力量。
I couldn't care less how he votes -- as long as he wakes up every morning and daily elects you to a place of honor in your home and a place of reverence in his heart。
我一点也不关心他为谁投票——只要他每天早上醒来，都能把你“选”为家里的荣耀和他心中的女神。
I don't care about the color of his skin -- as long as he paints the canvas of your lives with brushstrokes of patience, and sacrifice, and vulnerability, and tenderness。
我不介意他的肤色——只要他能用耐心、牺牲、奉献和温柔的笔触在你人生的画布上尽情挥绘。
I don’t care if he was raised in this religion or that religion or no religion -- as long as he was raised to value the sacred and to know every moment of life, and every moment of life with you, is deeply sacred。
我不介意他是否有宗教信仰——只要他从小到大都信仰神圣，也知道生命的每个时刻，和你在一起的每分钟，都是非常神圣的。In the end, Little One, if you stumble across a man like that and he and I have nothing else in common, we will have the most important thing in common:
最后，亲爱的，如果你遇到了这样的男人，哪怕我和他完全没有共同点，我们都会有一个最重要的共通之处：
You。
那就是你。
Because in the end, Little One, the only thing you should have to do to "keep him interested" is to be you。
最后，亲爱的，想要让他一直爱你如初的话，你唯一需要做的就是做你自己。
Your eternally interested guy,
永远爱你的
Daddy爸爸
篇三：爸爸写给女儿的信
亲爱的女儿：
最近一段时间，爸爸看到了关于大学生自杀的报道，学业压力、求职失败、恋情挫折、家庭破裂??竟然都能成为天之骄子放弃如花生命的理由。读来令人叹息、扼腕。在你18岁赴他乡留学(课程)之际，爸爸希望与你谈谈生命，我想告诉你，在爸爸眼里，你的幸福比优秀重要。送你三句话，希望充实你的行囊、点亮你的心灯——
第一句：生命只有一次。对每个人而言，没有了生命，就没有了一切。所以，生命道德律的第一条就是善待生命。世界上最大的罪过，就是将生命（不管是自己的还是别人的）无辜剥夺。
进入大学校园，面对纷至沓来的压力——学习压力、交往压力、情感压力、就业压力??难免会产生生命焦虑现象，你既要正确面对、承受压力，也需要学会排解、化解压力。首先，追求真正的幸福。有两种幸福，一种是别人眼里的幸福，一种是自己心里的幸福，只有自己心里的幸福才是真正的、本质的幸福，宁愿“在自行车上笑”也不要“在宝马车里哭”。在爸爸眼里，幸福比优秀重要。其次，培养乐观的人格。契诃夫说过，“生活是极不愉快的玩笑，不过要使它美好却也不很难，只需做到两点：善于满足现状；很高兴地感到，事情原本可能更糟呢！这是不难的”。如果真的不幸，你也要相信：不幸只是一段暗道，走出不幸，就是幸福。再其次，训练调适的方法。当情绪不稳定时，你应当用理智抑制愤怒情绪。“当你气恼时，先数到10，然后再说话，假如怒火中烧，那就数到100。”你可以用健康的、建设性的方式表达、宣泄情绪。比如写日记，去跑步、跳舞或打球，找朋友倾诉??你要相信，你拥有解决自身问题的能力；你要知道，无论多么困难的状况，任何人都不会无时无刻处在其中，问题总会出现转机；你要明白，小的改变会带来大的改变，由小处着手，能看到解决问题的希望??
第二句：拥有你的世界。现在，整个世界都已经向你打开。在你的世界里，你首先要看到自己的价值所在。我们每个人都可以创造奇迹、创造不同、创造价值。同时，每个人都要履行责任。伟大的成功者拥有的一个共同特征就是“我负责，我会处理的”。是的，这个世界还不是那么完美和纯净，物质生活日益丰富和社会环境纷繁复杂所产生的享乐主义、拜金主义、极端个人主义等负面影响，很容易使我们道德观念模糊与道德自律能力下降。父母对子女或者期望值过高，或者漠不关心，或者过分包揽，或者放任自流，这种现象也导致你周围的一些同学心理脆弱、思想困惑、行为失控。但你要知道，
如果一个人是正确的，他的世界就会是正确的。在这个世界里，你最需要做的，就是做好你自己！
第三句：珍惜每个今天。汶川地震后，学者周国平在其博客上说，“我，你，每一个活着的人，我们都是幸存者”。爸爸认同这样的观点。对已拥有的，要心存感激，懂得珍惜；对未拥有的，要量力而行，学会放弃。事实上，我们都不知道自己明天是不是还活着。我们应当学会珍惜和享受每一天。梭罗每天早晨做的第一件事，是告诉自己一个好消息。然后，他会对自己说，他能活在世间，是多么幸运的事。现在，需要你立即行动，去做你想做的事情。播下一个行动，你将收获一种习惯；播下一种习惯，你将收获一种性格；播下一种性格，你将收获一种命运。